You need to know this information for the longevity of your family and the additional pressure these things might put onto it. Can you bare not paying rent one month or putting food on the table because your spouse has gambled it away or had to pay their debt off that you had nothing to do with.
Sooner or later you’ll need a family home and imagine you are three months into your marriage, having the time of your life only then to have bailiffs storm into your house and rid it of most of your possessions because, as you later come to find out, your spouse had taken a loan prior to your union.
- Is my debt your debt? Would you be willing to bail me out?
- Do you gamble?
- How good is your credit score?
- Are your debts under control?
I don’t care if this is awkward or embarrassing to talk about. You will regret it if you don’t know the whole truth now. And if you don’t tell the whole truth then you are setting yourself up for failure. Remember this is a marriage meeting based on honesty, not flattery. So don’t pretend you’re living the high life if you’re not or it is all supported by credit. Have a flash car? Great. But is it on credit?
